Terms of Use

Terms of Use

Please read these Terms carefully before using this website. By accessing or using this site, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree, please stop using this website immediately.

1. Acceptable and Restricted Use

Unauthorized access or misuse of this website, its systems, or services is strictly prohibited. Examples of prohibited activity include, but are not limited to:

  • Attempting to access restricted areas such as Internet Banking or internal systems.
  • Using invalid, stolen, or unauthorized credentials.
  • Manipulating or misusing any information available on the website.

Engaging in unlawful or improper activity may result in civil or criminal action.

2. Website Content and Availability

All content, products, services, and terms on this website may change at any time without notice. Not all products or services are available in every location, and the Bank reserves the right to determine your eligibility for any product or service.

This website is not intended for children. Parents or guardians should contact the Bank directly before allowing minors to use online services.

Not all products or services described on this website are available in all geographic locations. The Bank reserves the exclusive right to determine your eligibility for any product or service.

This website is not designed for children. While the Bank may offer products suitable for minors, parents or guardians should contact the Bank directly for guidance before allowing a child to use any online service.

3. Links to Third-Party Websites

This site may contain links to external websites for your convenience. These sites are not controlled, managed, or endorsed by the Bank. By using these links, you acknowledge that:

  • You are leaving the Bank’s website and assume all risks of using the external site.
  • The Bank is not responsible for content, accuracy, or changes on external sites.
  • Products or services provided via third-party links are not offered by the Bank and are not covered by government deposit insurance.

We recommend reviewing the privacy and security policies of any external site you visit.

4. Information You Provide

Any data, inquiries, or materials submitted via the website or email may be used by the Bank in accordance with its Privacy Policy.

All submissions become the Bank’s property and may be used internally, unless restricted by law, customer agreement, or privacy obligations. The Bank may also use submitted ideas or concepts unless prohibited.

Important: This website does not provide secure email. Do not send confidential information through unsecured email. Use telephone, postal mail, or secure messaging in Internet Banking.

5. No Warranties

All website content is provided “AS IS” and “AS AVAILABLE”. While the Bank strives for accuracy and timeliness:

  • Accuracy of information is not guaranteed.
  • All warranties, including implied warranties of merchantability, fitness for purpose, non-infringement, or virus-free operation, are disclaimed.
  • No guarantee is given that the website will operate without interruptions, errors, or delays.

6. Intellectual Property

All trademarks and content, including text, images, graphics, and audio, are owned by the Bank or their respective owners. Unauthorized reproduction or use is prohibited.

7. Limitation of Liability

The Bank is not liable for any damages arising from:

  • Use or inability to use the website.
  • Errors, interruptions, or delays.
  • System failures or device/browser incompatibilities.
  • Viruses or harmful code.
  • Any other events beyond the Bank’s control.

This includes direct, indirect, incidental, or consequential damages, even if the Bank was advised of the possibility. No rights or licenses are granted except where explicitly provided in a written agreement.

8. Governing Law

Use of this website must comply with applicable laws. Your access is subject to the laws of the Bank’s operating jurisdiction unless otherwise required by law.

9. Additional Terms

Certain pages or services may have extra terms. In case of conflict between these Terms of Use and additional terms, the additional terms govern for that specific page or service.