Special Savings Account

A Smarter Way to Save, Spend, and Grow Your Wealth

special savings Commercial Trust Bank

Who Can Open This Account?

The Special Savings Account is ideal for customers seeking a dynamic and flexible savings option that earns competitive interest while allowing convenient access to funds. With this account, you can enjoy the benefits of both a savings and current account — including the use of a customized cheque book and the ability to perform third-party transactions.

To open your Special Savings Account, please provide:

  • Minimum opening deposit of 6.73 XOF
  • Two recent passport-sized photographs
  • Valid identification document:
    (National ID, International Passport, Driver’s License, or Voter’s ID)
  • Resident permit (for non-residents)
  • Two references or an introduction letter from your current employer
  • Proof of residential address or visitation report
  • Minimum Daily Balance: Maintain a balance of 6,665 XOF
  • Third-Party Payments: Non-clearing cheques payable up to 13.45 XOF
  • Withdrawal Limit: Up to 3 withdrawals per month — exceeding this limit forfeits interest for the month
  • Attractive Interest Rate: Earn 6% per annum on balances of 1.3M  XOF
  • Cheque Book Access: Use a customized non-clearing cheque book for easy withdrawals
  • Flexible Online Banking: Real-time withdrawals from any of our branches nationwide
  • Loan Access: Enjoy eligibility for loan facilities based on account activity
  • ATM Card Access: Withdraw funds anytime, anywhere with your ATM card