Personal Savings Account

Save Smart. Earn More. Stay in Control.

african business woman Commercial Trust Bank

Who Can Open This Account?

Our Personal Savings Account is ideal for anyone looking to grow their money securely. Enjoy the peace of mind of safe deposits, earn regular interest, and achieve your financial goals — whether saving for the future, a special purchase, or simply building a financial cushion.

To open your Savings Account, please provide:

  • Minimum opening deposit of 4.05 XOF
  • Two recent passport-sized photographs
  • Valid identification document:
    (National ID, International Passport, Driver’s License, or Voter’s ID)
  • Duly completed Know Your Customer (KYC) form
  • Resident permit (for non-residents)
  • Tiered Interest Rates – The more you save, the higher your earnings
  • Semi-Annual Interest Payments – Interest credited in June and December
  • Unlimited Withdrawals – Access your funds whenever you need them
  • ATM Card Access – Withdraw and manage funds with ease
  • Nationwide Banking – Access your account from any of our branches
  • Instant SMS Notifications – Stay updated on every transaction
  • No Hidden Charges – No one-off or regular fees, except for replacement items (e.g., passbooks)