Corporate Fixed Deposit Account

Secure, High-Yield Growth for Your Business

fixed account02 Commercial Trust Bank

Corporate Fixed Deposit Account

Maximize the value of your organization’s surplus funds with a safe, high-return investment solution. Our Corporate Fixed Deposit Account allows your business to lock in excess capital securely while earning competitive, guaranteed returns. Whether you're preparing for future projects or optimizing treasury management, enjoy predictable growth, flexible tenors, and dependable performance.

This account is exclusively designed for registered corporate entities, including:

  • Limited companies (LLC, LTD, PLC)
  • Partnerships
  • NGOs, charities, and non-profit organizations
  • Government bodies and public institutions
  • Educational, medical, and religious institutions
  • Large enterprises and corporate groups

Note: This product is not available to individuals or personal accounts.

To open a Corporate Fixed Deposit Account, the following documents are required:

  • Certificate of incorporation / business registration
  • Board resolution or authorization letter to open the account
  • Valid ID for authorized signatories (National ID, Passport, etc.)
  • Passport-sized photographs of signatories
  • Copy of Tax Identification Number (TIN) certificate
  • Proof of business address (e.g., utility bill or lease agreement)
  • Completed and signed Fixed Deposit instruction form (tenure: 3, 6, or 12 months)
  • Agreement to maintain funds for the selected tenor
  • Minimum deposit: 1.2M XOF
  • Flexible payout options: Reinvest interest or receive monthly/quarterly payouts
  • Early withdrawal: Allowed under specific terms and conditions
  • Term flexibility: Choose from 3, 6, or 12-month tenors
  • Tiered interest rates: Higher deposits and longer terms earn better returns
  • Secure returns: Guaranteed interest for the full duration of the deposit