Salary Account
Seamless Banking for Salary Earners
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Who Is Eligible?
Our Salary Account is designed for individuals who receive regular monthly salaries, offering a simple and reliable way to manage income and everyday financial needs. To open a salary account, the minimum deposit required is 2,665 XOF.
To open your Salary Account, please provide the following:
- Two recent passport-sized photographs
- Valid means of identification:
(National ID, International Passport, Voter’s ID, or Driver’s License) - Proof of residential address or visitation report
- Initial deposit of 2,665 XOF
- Two references or an introduction letter from your employer
- Resident permit (for non-residents)
- Free Cheque Book – Issued at account opening
- Salary Advance Access – Borrow against your salary with ease
- Nationwide Online Banking – Withdraw or manage funds from any branch
- Loan Eligibility – Qualify for bank loans after three consecutive months of salary deposits
- Flexible Loan Repayment – Up to 12 months repayment period on approved facilities
- Competitive Interest Rates:
- 25% per annum on salary overdrafts
- Prime + up to 5% on approved loans
- 2% one-time, non-refundable management fee on facility amount
- Commission on Turnover (COT): 0.08 XOF per mille on total monthly overdrawn balance